Should I Buy an Extended Warranty on a Used Car?
Buying a used car is a smart financial decision for many people, especially with the rising costs of new vehicles. However, one question inevitably follows: Should I buy an extended warranty on a used car? At Burns Chevrolet of Gaffney, we understand how important it is to make an informed decision about protecting your investment. This comprehensive guide will answer your questions, explain the differences between warranties and service contracts, and help you decide what’s right for your budget and peace of mind.
Understanding the Basics: Warranty vs. Service Contract
Technically, a warranty is something a manufacturer or dealer provides at no additional cost, guaranteeing the condition of a vehicle for a specific period. On the other hand, a service contract (often referred to as an “extended warranty”) is a product you purchase to cover certain vehicle repairs beyond the original warranty.
At Burns Chevrolet of Gaffney, we offer a range of extended service contracts tailored to the needs of our customers.
Extended Service Contract Options at Burns Chevrolet
We offer extended service contracts that include coverage ranging from 2-year/24,000-mile powertrain to more comprehensive or long-term options. These contracts are perfect for customers who want predictable vehicle expenses and protection from unexpected repair costs.
While extended service contracts don’t typically cover routine maintenance (like oil changes or brake pads), they often cover major repairs, such as:
- Engine issues
- Transmission repairs
- Air conditioning failures
- Electrical system malfunctions
The exact coverage depends on the level of service contract you select. Our team will walk you through your options to ensure you find the right coverage for your vehicle and budget.
Why Consider Buying an Extended Service Contract?

An extended service contract offers several benefits:
1. Peace of Mind
Unexpected repairs can be financially stressful. A service contract ensures you’re prepared for common mechanical failures.
2. Cost Control
With a service contract, you can better predict your vehicle expenses for the duration of the contract.
3. Customized Coverage
We offer tailored plans to match your vehicle’s age, mileage, and condition.
4. Convenient Financing
You can often roll the cost of your service contract into your vehicle financing.
When You Might Skip the Service Contract
While many of our customers appreciate the protection an extended service contract offers, it may not be the right choice for everyone. Consider skipping the service contract if:
- You’re comfortable taking the risk of unexpected repairs
- You have the savings to cover potential repairs out-of-pocket
- The vehicle you’re purchasing already has a long-lasting factory warranty
Ultimately, it’s about your comfort with risk and your financial flexibility.
Burns Chevrolet of Gaffney’s Four Tiers of Pre-Owned Vehicles

We classify our used inventory into four tiers to provide transparency and help you choose the best option:
1. Premium
- Newer model, typically 4 years or less
- Under 60,000 miles
- Most still carry a factory warranty
- Eligible for additional service contracts
2. Select
- Typically 5+ years old
- All vehicles include a 3-month/3,000-mile warranty
- Extended service contracts available
3. Confidence
- Great for customers with credit challenges
- All include a 3-month/3,000-mile warranty
- Easy in-house financing
- Compatible with our Buy Here Pay Here program
4. Last Chance
- Sold 100% As-Is with no warranty
- Priced to sell
- Customers are permitted to have these vehicles inspected by a mechanic of their choice
Regardless of the tier, every vehicle undergoes a 100-point inspection by our Certified Service center. We also provide a Carfax Report, and we’re proud to be a Carfax Lifetime Top-Rated Dealer, a testament to our honesty and transparency.
What Does a Used Car Warranty Cover?
Used car warranty coverage depends on the plan, but typically includes coverage of some or all of these:
- Powertrain coverage (engine, transmission, drive axle)
- Air conditioning and heating systems
- Electrical systems
- Steering components
- Suspension systems
- Fuel systems
Premium service contracts may even include roadside assistance and rental car reimbursement.
We tailor our service contracts to ensure you’re not overpaying for coverage you don’t need.
Used Car Warranty Prices: What to Expect

Used car warranty prices vary based on the vehicle’s make, model, age, mileage, and the coverage level you choose. Expect to see options ranging from a few hundred dollars for basic powertrain coverage to a few thousand for comprehensive bumper-to-bumper protection.
At Burns Chevrolet of Gaffney, our finance team will explain all your options clearly and transparently. We do not believe in high-pressure sales tactics. Our goal is to help you make an informed, confident decision.
Vehicle Financing & Buy Here Pay Here Program
Burns Chevrolet of Gaffney is proud to offer flexible vehicle financing solutions, including our Buy Here Pay Here program for customers who may have credit challenges.
We believe everyone deserves reliable transportation. Our team can roll the cost of an extended service contract into your vehicle loan, making it easier to protect your investment without stretching your monthly budget.
Service Center Support
When you purchase a vehicle from Burns Chevrolet of Gaffney, you can depend on our Certified Service center to provide top-quality maintenance and repair services. Should your vehicle need repairs covered under your service contract, you can conveniently schedule your vehicle service appointment online so our technicians can handle the work promptly.
We are here to ensure your vehicle stays in peak condition, whether it needs routine maintenance or more extensive repairs.

Nearby Cities We Serve
Burns Chevrolet of Gaffney proudly serves customers in:
- Gaffney, SC
- Spartanburg, SC
- Greenville, SC
- Shelby, NC
- Gastonia, NC
- Charlotte, NC
- Forest City, NC
- and beyond!
We invite you to visit us from any of these communities and experience the Burns Chevrolet difference.
Final Thoughts: Should You Buy an Extended Warranty?

The decision to purchase an extended warranty—or more accurately, an extended service contract—comes down to your personal comfort level with risk, your vehicle’s age and condition, and your budget.
For many used car buyers, a service contract offers invaluable peace of mind and financial predictability. For others, especially those with robust savings or who plan to trade in their vehicle quickly, it may not be necessary.
At Burns Chevrolet of Gaffney, our team is here to answer your questions, explain the fine print, and help you decide what’s right for you. Whether you’re buying a Premium model or a Last Chance deal, we’re committed to your satisfaction, safety, and confidence on the road.Ready to explore your options? Visit Burns Chevrolet of Gaffney today or browse our online inventory.
History of the Chevy Corvette
Looking to get behind the wheel of a Corvette today? Don’t miss the chance to own a piece of American history. Explore our current in-stock Corvette inventory to see the latest models we have available right now at Burns Chevrolet of Gaffney.
When did the first Corvette come out?
The Chevrolet Corvette is an iconic American sports car that has been in production since 1953. Over the years, the Corvette has undergone several generations of redesigns and updates, each with its own unique characteristics.
The first generation, known as the C1, was introduced in 1953 and was produced until 1962. These early Corvettes were powered by a six-cylinder engine and had a distinctive, rounded body style. In 1963, the Corvette entered its second generation, known as the C2. This generation featured a more aggressive, angular body style and was powered by a range of V8 engines.

The third generation, known as the C3, was introduced in 1968 and was produced until 1982. This generation featured a longer, lower body style and was available with a range of engines, including the powerful LS5 and LS6 V8s. In 1984, the Corvette entered its fourth generation, known as the C4. This generation featured a sleek, modern body style and was available with a variety of advanced features, such as electronic fuel injection and a digital dashboard.
The fifth generation, known as the C5, was introduced in 1997 and was produced until 2004. This generation featured a more refined, streamlined body style and was powered by a new, all-aluminum LS1 V8 engine. In 2005, the Corvette entered its sixth generation, known as the C6. This generation featured a more aggressive, muscular body style and was available with a range of high-performance engines, including the LS7 and LS9.

In 2014, the Corvette entered its seventh generation, known as the C7. This generation featured a bold, angular body style and is powered by a range of advanced engines, including the LT1, LT4, and LT5. The C7 Corvette was also available with high-tech features, such as a heads-up display and a performance data recorder.
The Chevrolet Corvette C8 is the eighth generation of the iconic American sports car. It was unveiled in 2019 and is the first mid-engine Corvette, with the engine located behind the driver instead of in front. The C8 is powered by a 6.2-liter V8 engine that produces 490 horsepower and 465 lb-ft of torque, and is available with an eight-speed dual-clutch automatic transmission. The C8 features a sleek and modern design, with improved aerodynamics and performance capabilities. It has received critical acclaim for its handling, acceleration, and overall driving experience.
Throughout its eight generations, the Corvette has remained an iconic sports car, and each generation has brought its own unique style and performance to the table.

A Corvette Enthusiast’s Journey: From C7 to C8
At Burns Chevrolet of Gaffney, we love celebrating our Corvette enthusiasts. We recently had the pleasure of delivering a brand-new 2025 Z06 Corvette (C8 generation) to a loyal customer who had previously owned a C7. His passion for Corvettes runs deep—it all started with his dad, who was a die-hard Corvette fan. From his very first ride with his dad, he was hooked. Now, seeing him proudly take delivery of his new C8 Z06 reminds us why the Corvette legacy lives on generation after generation.

How much does a new Corvette cost?
At Burns Chevrolet of Gaffney, we are proud to offer the newest model and trim levels of the Chevy Corvette at competitive prices. For Vette buyers and enthusiasts in the Southeast, this is welcomed news!
Our prices for the latest model of Corvette depend on the trim level and additional options that you select for your C8. The base price for the 2023 Corvette Stingray starts at $64,500, while the higher-end soon-to-be-released Corvette ZR1 is rumored to cost up to $200,000.
However, we offer various vehicle financing options to suit your budget and preferences. Our team of automotive sales professionals can assist you in finding the right Corvette model that fits your lifestyle and financial needs. We also provide competitive pricing for used car trade-ins, so you can get the best value for your current vehicle.

New Corvette Near Me
If you are looking for a new Corvette for sale in the Upstate of South Carolina, Burns Chevrolet of Gaffney is the right choice to shop! While the inventory of available units is constantly changing, you can find both new and used Corvettes for sale on our website.
The C8 Corvette is a highly sought-after sports car that has been in high demand since its release. With its sleek design and impressive performance capabilities, it’s no surprise that this car has become a hot commodity. Corvette owners from Greenville to Charlotte are turning heads in their new C8s.

We understand that finding the car of your dreams can be a daunting task, especially when it’s as popular as the C8 Corvette. However, our team has the experience and expertise to help you navigate the current market and secure the car you’ve been dreaming of. In fact, let us do the groundwork for you! We can access our network to find all available C8 Corvettes nationwide, and can provide you with all the pricing and other details. We’re also happy to help you build and price a Corvette C8 for you! We are committed to providing you with exceptional service and will work tirelessly to ensure that you are completely satisfied with your purchase.
So if you’re ready to experience the thrill of driving a C8 Corvette, schedule a test drive today. Our knowledgeable sales team is ready to turn your dream into a reality. Contact Burns Chevrolet of Gaffney today to find out how to get started!
Can You Really Rebuild Your Credit Buying a Car?
If your credit isn’t perfect and you’re wondering, “Can I actually rebuild my credit by buying a car?” or “How can I buy a car with bad credit?,” you can find your answer here at Burns Buy Here Pay Here of Gaffney.
At Burns Chevrolet of Gaffney, we understand that life happens — and so does bad credit. But that doesn’t mean you should settle for unreliable transportation or sky-high loan terms. With our Buy Here Pay Here (BHPH) program, we’ve helped hundreds of drivers in Gaffney, Spartanburg, Shelby, and beyond find dependable vehicles while rebuilding their credit in the process.
What Is Buy Here Pay Here (BHPH)?
Buy Here Pay Here is a financing model where the dealership — not a bank or third-party lender — provides the loan directly to the customer. This is particularly helpful for people with poor credit, no credit, or recent financial setbacks, as it removes many of the barriers found in traditional financing.
At Burns Chevrolet of Gaffney, you:
- Buy the car here.
- Finance the car here.
- Make your payments here.
It’s a one-stop, no-hassle process designed with you in mind.

Why Choose Burns Buy Here Pay Here of Gaffney?
We’re not just another used car lot. As a locally-owned, family-run car dealership with deep roots in the Upstate, we take pride in helping our neighbors get back on the road with confidence.
Here’s why Burns Buy Here Pay Here stands out among other Gaffney car lots:
Flexible, Easy Financing
We look at your employment and income, not just your credit score. Our finance experts work with you to create a monthly payment plan that fits your lifestyle — not the bank’s checklist.
Fast Approvals
No long waits or complicated approvals. Most of our customers are approved the same day, so you can get on the road fast.
Reliable Vehicle Options
We carry a range of used cars in popular makes and models, often including:
- Honda Odyssey
- Chevy Cruze
- Honda Civic
- Toyota Corolla
- Kia Sorento
Whether you need a fuel-efficient sedan or a family-friendly SUV, our diverse selection of used cars near Spartanburg ensures you’ll find something that meets your needs.
Rigorous Inspection Process
Before any vehicle is placed on our lot, it undergoes a 97-point inspection and reconditioning process performed by our Certified Service Department in Gaffney. This ensures you drive away with a vehicle that’s safe, clean, and mechanically sound.
Warranty Options Available
While warranties are not included, we offer customers the option to add a warranty to their vehicle purchase. This can give you added peace of mind and extra protection on your investment.

The Real Game-Changer: Credit Reporting
Here’s what truly sets us apart from many Buy Here Pay Here dealers in Gaffney and surrounding areas:
We report your payments to Equifax, a major credit bureau, every month.
That’s right. Not all BHPH dealers do this, but we do — because we believe in giving you the tools to rebuild your financial future.
Making consistent payments not only helps you stay on track but also improves your credit profile over time — opening doors to better interest rates, credit cards, and loans down the road.
How the Burns Chevrolet Buy Here Pay Here Program Works
Getting started is simple:
Step 1: Apply for Credit
Fill out a credit application at our dealership or online. We’ll review your employment, income, and budget, not just your credit score.
Step 2: Get Approved
Our finance team will work with you to establish your loan terms, including your down payment, payment frequency, and interest rate.
Step 3: Choose Your Vehicle
Pick from our selection of cars, vans, and SUVs — all inspected and ready for the road.
Step 4: Drive Away
Once approved, you can hit the road that same day. Payments can be made in person, by phone, or through automatic drafts for convenience.
Step 5: Build Your Credit
Every month, your payments get reported to a major credit bureau, helping you move toward a stronger credit score and greater financial freedom.

Frequently Asked Questions
Can I buy a car with bad or no credit?
Yes. At our Gaffney Buy Here Pay Here dealership, we focus primarily on your current job and income, not your credit history.
Do you require a down payment?
Yes, but we work with you to make it as affordable as possible. Plus, you can trade in your current vehicle to help cover the down payment.
Are Buy Here Pay Here interest rates high?
Our rates are competitive for BHPH loans and reflect the increased risk of lending to credit-challenged customers. But unlike banks, we say yes when others say no.
What if I miss a payment?
If something comes up, we ask you to communicate with us early. We’re here to work with you — not against you.
Will my payments be reported to credit bureaus?
Absolutely. We report to Equifax every month. This is one of the most important aspects of our program. On time payments = better credit.
Can I buy a car without a credit check?
We do run a credit check, but it’s just one part of the process. Your current financial picture (income and employment) carries much more weight.
Is a warranty included?
Every vehicle in our Buy Here Pay Here program comes with a 3-month, 3,000-mile warranty, giving you confidence and protection from day one.
Why This Matters: The Credit Reality in Our Region
According to Equifax, the average credit score in:
- South Carolina is 692
- North Carolina is 699
These are considered “good” scores, but they’re on the lower end — just a few points away from being classified as “fair.” That means many people are on the edge, and a missed payment or unexpected expense can quickly tip the scale.
This also means that you are not alone in your credit situation. That’s why we started our Buy Here Pay Here program, so our neighbors could purchase a car even with credit challenges.
With our Buy Here Pay Here program, you get a second chance and the opportunity to rebuild, improve, and secure your financial footing again.

Serving Gaffney and Beyond
If you’re looking for trustworthy Gaffney car dealerships, we invite you to visit Burns Chevrolet of Gaffney. We’re proud to serve drivers from:
- Gaffney
- Spartanburg
- Shelby
- Boiling Springs
- Forest City
- Chesnee
- Blacksburg
- And surrounding Upstate areas
Buy Here Pay Here That Actually Helps You
There are lots of places that advertise “Buy Here Pay Here” — but not all of them help you move forward. Some don’t inspect vehicles, some don’t report to credit bureaus, and some don’t care what happens after the sale.
At Burns Chevrolet Buy Here Pay Here, we do things differently:
- We inspect every vehicle.
- We report payments every month to Equifax, one of the 3 major credit bureaus.
- We offer optional warranty coverage.
- We treat our customers like family.
If you’re ready to get back behind the wheel — and on the road to better credit — we’re here to help.

Visit Us Today
Burns Buy Here Pay Here of Gaffney
101 Peachoid Road
Gaffney, SC 29341
📞 (864) 489-6000
🌐 burnschevyofgaffney.com and 🌐www.burnsbuyherepayhereofgaffney.com
If you’re searching for the best truck for towing, you’re in the right place. Whether you’re hauling a camper, a boat, work equipment, or anything in between, having a truck that can handle the job with power, reliability, and safety is crucial. At Burns Chevrolet of Gaffney, we specialize in trucks built for work, play, and everything in between—especially the renowned Chevrolet Silverado and Chevrolet Colorado. As a trusted South Carolina Chevrolet dealer, we serve customers from Gaffney, Spartanburg, Greer, Rock Hill, and beyond who are looking for the best rated truck for towing.
In this guide, we’ll break down some of the best new trucks for towing, including how Chevrolet stacks up against the competition. Plus, if you’re looking for trailering accessories or prefer to shop used trucks, Burns Chevrolet has you covered there too.

What Makes a Truck Great for Towing?
Towing isn’t just about horsepower—it’s about torque, chassis strength, suspension systems, towing technologies, and braking power. A good towing truck offers:
- High tow ratings
- Sturdy construction
- Towing-assist features like trailer sway control, brake controllers, and backup assist
- A durable transmission and cooling system
- Easy access to OEM trailering parts like hitches and trailer camera systems
So, what trucks tow the most in 2025? Let’s explore and see how Chevrolet’s trucks stack up.
Chevrolet Silverado: A Classic American Towing Powerhouse
There’s a reason the Chevrolet Silverado is a household name across the United States. Chevrolet’s top-rated pickup truck is known for its incredible towing power, American-made durability, and modern features at a fair price. The Chevy Silverado has a starting price of $37,000.
2025 Silverado 1500 Towing Capacity
With a max towing capacity of up to 13,300 lbs (when properly equipped with the 6.2L V8 and Max Trailering Package), the Silverado 1500 is one of the best towing capacity trucks in its class. It outperforms many competitors in towing technology and payload flexibility.
- Silverado 1500 Engine Options: Choose from a 2.7L TurboMax, 5.3L V8, 6.2L V8, or Duramax® 3.0L Turbo-Diesel
- Silverado 1500 Trailering Technology: Advanced Trailering System, Trailer Sway Control, Hill Start Assist, and available Trailer Camera System

2025 Silverado 2500 & 3500 HD: When You Need Maximum Muscle
For heavy-duty towing, the 2025 Silverado HD series (2500 and 3500) steps up. These trucks offer a best-in-class towing capability of up to 36,000 lbs when configured with the 6.6L Duramax® Turbo-Diesel V8 and dual rear wheels.
If you’re asking, “what truck can tow the most?” — the Silverado HD series is your answer.
- Ideal for: Fifth-wheel trailers, construction equipment, horse trailers, and large RVs
- ProGrade Trailering System: Offers 15 camera views including transparent trailer view

Chevrolet Colorado: Midsize Towing Meets Versatility
Don’t overlook the 2025 Chevrolet Colorado if you want a more compact but capable truck. Starting at $31,900, the Colorado is one of the most versatile midsize trucks on the market with towing capabilities that impress—especially in the Z71 and ZR2 trims.
- Towing Capacity: Up to 7,700 lbs (with the available TurboMax engine)
- Great for: Small boats, ATVs, pop-up campers
- Features: Available trailering package, integrated trailer brake controller, and 360-degree camera system
The Colorado is an ideal choice for weekend warriors or professionals who don’t need the size of a full heavy-duty pickup but still require a solid tow rating.

Comparing Chevrolet to Other Popular Brands
We know buyers often compare trucks before making a decision. Here’s how the Silverado stacks up against popular competitors:
Ford F-150
- F-150 Towing Capacity: Up to 13,500 lbs (with the 3.5L EcoBoost engine)
- F-150 Highlights: Great power, but cost climbs quickly with optional features
- How the Silverado is better the F-150: More affordable entry pricing and available diesel engine option for better fuel economy under load
RAM 1500
- RAM 1500 Towing Capacity: Maxes out at around 12,750 lbs
- Ram 1500 Highlights: Comfortable ride and upscale interior
- How the Silverado is better than the RAM 1500: Better trailering camera system and higher diesel tow capacity
Toyota Tundra
- Toyota Tundra Towing Capacity: Up to 12,000 lbs
- Toyota Tundra Highlight: Solid hybrid option for fuel savings
- How the Silverado is better than the Tundra: Proven V8 reliability and a broader dealer support network in South Carolina
GMC Sierra
- GMC Sierra Towing Capacity: Mirrors Silverado, since it shares the same platform
- GMC Sierra Highlights: Slightly more upscale feel, but at a higher price
- How the Silverado is better than the Sierra: More trims and packages at a lower starting cost
Used Trucks for Towing in South Carolina
Not everyone is in the market for a brand-new truck, and that’s okay. At Burns Chevrolet of Gaffney, we offer a robust selection of used trucks and SUVs that are up to the challenge of towing, too.
From late-model Silverados and Colorados to used Fords, RAMs, and Jeeps with towing packages, our pre-owned inventory is thoroughly inspected and ready for the road. Shopping used can be a smart choice if you want to save money but still need dependable performance.
Ask our team to help you find a used truck with:
- Factory-installed trailering packages
- Integrated brake controllers
- Tow mirrors and backup camera systems

Trailering Supplies and OEM Parts Available
If you already own a truck and need to upgrade your towing setup, visit our Parts Center in Gaffney or call us at 864-489-6000 for OEM-approved trailer hitches, ball mounts, trailer brake controllers, and more.
Want to improve safety and visibility? We offer Chevrolet Trailer Camera Systems that integrate seamlessly with your infotainment screen. They’re ideal for anyone towing longer loads or backing up in tight spaces.
Not sure what you need? Our parts specialists are happy to help you choose the right equipment based on your vehicle and towing needs.
Visit a Trusted South Carolina Chevrolet Dealer
When it comes to finding the best rated truck for towing, experience, service, and selection matter. As a long-standing Chevrolet dealer near Spartanburg, Burns Chevrolet of Gaffney has helped thousands of South Carolina drivers find trucks that work as hard as they do.
We’re conveniently located for customers from:
- Spartanburg
- Greer
- Rock Hill
- Shelby, NC
- Boiling Springs
- Blacksburg
- And everywhere in between!

Why Choose Burns Chevrolet of Gaffney?
- Huge Inventory: We carry a large selection of new Chevrolet trucks and used trucks near Spartanburg
- Towing Expertise: Our team can guide you on towing capacity, safety, and accessories
- Used Truck Options: Budget-friendly trucks with towing capabilities available every day
- OEM Parts: Get the right trailering equipment for your vehicle with genuine Chevrolet parts
- Friendly Financing: Flexible options for every budget including Buy Here Pay Here truck financing

Final Thoughts: Which Truck Should You Choose?
If you want the best truck for towing, look no further than the Chevrolet Silverado 1500 for everyday and work use, or the Silverado 2500/3500 HD for heavy-duty needs. For compact strength and versatility, the Chevrolet Colorado punches far above its weight.
Still exploring your options? We invite you to test drive, compare Silverado trims, or explore used alternatives. Whether you’re shopping new or pre-owned, Burns Chevrolet of Gaffney has the trucks, tools, and team to help you tow with confidence.Stop by Burns Chevrolet of Gaffney today, or browse our inventory of affordable new and used trucks online to find your next powerful, trailering-ready truck. Your adventure—whether it’s in Spartanburg, Greer, Rock Hill, or right here in Gaffney—starts with the right truck.
When it comes to shopping for a vehicle in today’s digital world, more and more customers are starting their car search online. According to Cox Automotive, customers are spending about 7 hours researching and shopping online before ever stepping foot in a dealership. Let’s explore why online car shopping has become so popular, and what makes the in-person experience just as important when buying your next pre-owned vehicle.
The Rise of Online Car Shopping
These days, nearly every dealership has a website—and most claim to offer online car sales. Shoppers are drawn to the ease of clicking through cars for sale in Gaffney, SC, reading specs, checking vehicle history reports, and even getting pre-approved for financing. The convenience is unmatched, especially when you’re just starting to research or narrowing down your options.
But as many car buyers have discovered, not all “online sales” are truly online. Unfortunately, some dealerships list low prices just to get your contact information, then switch to high-pressure phone calls, hidden fees, or bait-and-switch tactics that quickly sour the experience.
While some shoppers opt for an entirely online car-buying experience—including convenient delivery services from large national platforms like Carvana or Vroom—there are real drawbacks to this approach. According to the 2023 Cox Automotive Car Buyer Journey study, 75% of used car buyers still prefer to complete at least part of their purchase in person, and nearly 65% reported greater satisfaction when they could physically inspect and test drive the vehicle. Online-only platforms can’t offer that level of reassurance. In addition, customer review data from sites like Trustpilot and the Better Business Bureau shows that online-only retailers often receive complaints about delayed deliveries, poor vehicle condition upon arrival, and difficulty reaching customer support.
When you shop at Burns Chevrolet, you can get the ease of browsing used cars in Gaffney, SC from home and the peace of mind that comes with transparent pricing and working face-to-face with a team that stands behind every vehicle they sell.

Real Customer Experience: What Sets Us Apart
Take it from our recent customer, Robert, who had this to say about his 2025 Equinox EV purchase:
“Excellent experience with my purchase… I did my shopping strictly online and I can honestly say that Burns Chevy is one of the few dealers that really knows how to do online sales. Many of the other dealers I contacted have a webpage and say they do online sales, but all they really use the page for is to get your contact info and then they want to do everything else over the phone… I had a very different experience with Burns. Their online contact person, Kristen Holskey is one of the best I’ve encountered… I asked numerous questions and she answered every one promptly and completely. She made sure all the paperwork was ready, allowing us to finish the purchase quickly… Scott had everything ready and walked us through all of it with no pressure… Chris spent a couple of hours with us going over the many features in this high-tech vehicle… With over 50 years of experience buying vehicles, I rate Burns Chevy very highly.”
This is what it means to shop online the right way. We’re here to help—not just collect your contact information. Our digital sales process is built around transparency, clear communication, and respect for your time.
Why Shopping Online Is a Great First Step
When you start your car search online with Burns Chevrolet of Gaffney, you’re gaining access to one of the widest selections of used cars in Gaffney, SC. Our online inventory includes:
- Fuel-efficient sedans like the Toyota Corolla and Honda Accord
- Family-friendly SUVs such as the ever-popular Chevy Suburban and Toyota Highlander
- Rugged and reliable pickup trucks
- And even pre-owned luxury vehicles from brands like Lexus, BMW, and Audi
We make it easy to filter by make, model, mileage, price range, and more—so you can quickly find the vehicles that match your lifestyle and budget.
But more than just browsing, you can:
- View detailed photos and descriptions
- Check real-time pricing with no gimmicks
- See vehicle history reports
- Get pre-approved for financing
- Value your trade-in in just a few clicks
It’s never been easier to shop used vehicles online. But when it comes time to buy, nothing beats visiting a trusted used car dealer in Gaffney, SC in person.

Why You Should Still Buy In Person
Even if you do 90% of your research online, there are several good reasons to visit the dealership before finalizing your purchase:
1. See the Vehicle Up Close
Photos and specs are helpful, but nothing compares to physically inspecting the car. You’ll get a feel for the ride quality, see how spacious it is, and notice small details that are impossible to capture online.
2. Test Drive with Confidence
Whether you’re exploring your first EV or a reliable pickup truck, test driving helps you determine comfort, performance, and fit. It also gives our staff a chance to walk you through features you might not be familiar with.
3. Get Personalized Help from Experts
While online chat and email support are great, face-to-face interaction builds trust. Our team can answer questions, address concerns, and ensure everything is exactly as promised.
4. Avoid Hidden Fees
At Burns Chevrolet, transparency is a core value. The price you see online is the price you get. Many other car lots in Gaffney, SC list “low-ball” prices online but tack on fees when you arrive. We don’t do that.
5. Support a Local Business
Buying from a local dealership means supporting your community. Burns Chevrolet has proudly served Gaffney, Spartanburg, Shelby, and surrounding areas for decades—and we’re here long after the sale if you ever need service, OEM parts, or support.

The Burns Chevrolet Difference
Whether you’re shopping from your laptop or visiting our showroom, here’s what sets Burns apart from other used car dealers in Gaffney, SC:
✅ Thorough Inspections
Every used vehicle undergoes a 97-point inspection and reconditioning process in our on-site service center in Gaffney. Our certified technicians check everything from engine performance to brakes, tires, fluids, and more.
✅ Wide Selection
We carry top makes and models, including pre-owned vehicles from Chevrolet, Ford, Toyota, Honda, Nissan, GMC, Jeep, and luxury brands. You’ll find options for every lifestyle and budget.
✅ Warranty Included
Most of our used vehicles come with a 3-month, 3,000-mile limited warranty, with additional coverage options available for even more peace of mind.
✅ Flexible Financing
From traditional bank loans to our Buy Here Pay Here program, we offer financing for all credit types. Even if your credit isn’t perfect, we’ll work to find a solution that fits your needs.
✅ Fair Trade-In Offers
You can get an instant online estimate for your current car and receive a competitive, market-based offer—even if you don’t buy from us.
Start Online, Finish with Confidence
If you’re beginning your used car search, the internet is a powerful tool—but it’s just the beginning of your journey. At Burns Chevrolet of Gaffney, we believe in combining the ease of online shopping with the trust and care of in-person service.
When you shop with us, you’re not just buying a car—you’re joining the Burns Chevy family. Whether you’re from Gaffney, Boiling Springs, Greer, or across the border in North Carolina, we’re committed to making your next vehicle purchase simple, honest, and rewarding.

Ready to Find Your Next Used Vehicle?
Explore our inventory of used cars in Gaffney, SC today. Whether you’re looking for dependable cars under $20,000 or high-tech hybrids, we’ve got something for everyone.Have questions? Call us at 864-489-6000, contact us online, or stop by our showroom conveniently located off I-85. From start to finish, Burns Chevrolet is here to help you shop smarter—online and in person.
If you’re in the market for a versatile, stylish, and budget-friendly small SUV, the 2025 Chevrolet Trax deserves a top spot on your list. As the top Trax dealer in the Upstate of South Carolina, Burns Chevrolet of Gaffney is proud to offer this best rated small SUV to customers from Gaffney, Spartanburg, Greenville, Rock Hill, and beyond.
With bold new styling, modern tech, and an affordable price point, the Chevy Trax is redefining what shoppers expect from a small SUV. But how does it stack up against the competition? Let’s dive into a head-to-head comparison between the 2025 Chevy Trax and four of the best small SUVs on the market today: the 2025 Honda HR-V, Hyundai Kona, Toyota Corolla Cross, and Subaru Crosstrek.

1. Chevy Trax: A New Standard for Value and Style
The all-new 2025 Chevy Trax offers a sleek design, roomy interior, and advanced safety features—without the premium price tag. Starting at just around $21,500, it’s one of the most affordable small SUVs available today. That makes it an excellent option if you’re shopping for cars under $20,000.
Here’s what stands out about the 2025 Trax:
- Turbocharged 1.2L engine for smooth, responsive performance.
- Wireless Apple CarPlay and Android Auto standard across all trims.
- Generous rear seat legroom—more than some midsize SUVs!
- Standard Chevy Safety Assist including lane keep assist, forward collision alert, and more.
Whether you’re commuting from Shelby, NC or heading up I-85 to Spartanburg, the Trax provides the efficiency and comfort you need for everyday life in the Upstate.

2. 2025 Honda HR-V: Reliable but Pricey
The Honda HR-V is a long-time favorite in the small SUV segment. It boasts Honda’s legendary reliability and a quiet ride. But compared to the Chevy Trax, it comes with a noticeably higher price tag—starting around $25,000. That’s nearly $4,000 more than the Trax for a similarly equipped vehicle.
The HR-V’s infotainment system has improved, but it still requires a step up in trim level for many modern features that come standard in the Trax. Plus, the HR-V’s engine is underwhelming in terms of power, especially when merging onto highways like I-26 or US-74 near Forest City, NC.
If you’re shopping for the best small used SUV, a gently used HR-V could be a good option, but when buying new, the Chevy Trax offers significantly more value.
3. 2025 Hyundai Kona: Tech-Savvy but Compact Inside
The Hyundai Kona has earned praise for its tech features and quirky styling. The 2025 redesign adds a bit more space, but it still feels cramped compared to the roomier Chevy Trax—especially in the back seat.
Both SUVs offer strong warranties and modern interiors, but the Trax wins on price and passenger comfort. Hyundai’s safety suite is solid, but so is Chevy Safety Assist—and remember, it comes standard on every Trax trim.
If you’re searching for a budget-friendly chevy small SUV, the Trax outshines the Kona for families and daily drivers in areas like Boiling Springs or Blacksburg who need interior space and value.
4. 2025 Toyota Corolla Cross: Safe but Slow
Toyota’s Corolla Cross offers reliability and fuel efficiency, making it a solid small SUV for first-time buyers or retirees in Gaffney and Cowpens. However, reviewers frequently note that its engine is underpowered, and its handling can feel sluggish.
With a starting price around $25,000, it’s priced similarly to the HR-V—again giving the Trax a big advantage for budget-conscious drivers. The Trax not only costs less but feels more agile and fun to drive, especially in urban environments like downtown Spartanburg or Greenville’s busy shopping districts.
Those looking for the best small SUV for both price and performance should test drive the Trax before settling on the Corolla Cross.
5. 2025 Subaru Crosstrek: Rugged but Expensive
The Crosstrek is one of the few small SUVs with standard all-wheel drive, making it a top choice for outdoor lovers in northern Cherokee County or Rutherfordton. But AWD comes at a premium, and with a starting price near $26,000, it’s not exactly entry-level.
While the Crosstrek is a solid option for rougher terrain, most South Carolina drivers won’t need that capability year-round. The Trax, on the other hand, focuses on delivering efficiency, comfort, and connectivity—all at a price that’s easier on your wallet.
And if you do want to explore the Carolinas, the Trax has the space and tech to get you there in style and comfort.

How the 2025 Chevy Trax Compares to Other Top Small SUVs
Choosing the best small SUV can be overwhelming with so many options on the market, but not all small SUVs are created equal. Below is a side-by-side comparison of the 2025 Chevy Trax and four other top competitors—highlighting price, features, space, and performance—so you can see why the Trax is a standout choice for drivers in Gaffney, Spartanburg, Greenville, and across the Upstate.
| Feature | 2025 Chevy Trax | 2025 Honda HR-V | 2025 Hyundai Kona | 2025 Toyota Corolla Cross | 2025 Subaru Crosstrek |
| Starting Price | ~$21,500 | ~$25,000 | ~$25,000 | ~$25,000 | ~$26,000 |
| Fuel Economy (Highway) | Up to 32 MPG | Up to 32 MPG | Up to 35 MPG | Up to 33 MPG | Up to 34 MPG |
| Rear Legroom | Best in class | Average | Tight | Average | Moderate |
| Standard Safety Features | Chevy Safety Assist (standard) | Honda Sensing (standard) | Hyundai SmartSense (standard) | Toyota Safety Sense (standard) | Subaru EyeSight (standard) |
| Infotainment Features | 8″ touchscreen, Wireless CarPlay/AA | 7″ touchscreen, wired CarPlay/AA | 8″ touchscreen, wired CarPlay/AA | 8″ touchscreen, wired CarPlay/AA | 7″ touchscreen, wired CarPlay/AA |
| Interior Space | Spacious for passengers and cargo | Cramped rear seats | Compact, especially rear seats | Tight cargo space | Taller roofline, modest space |
| Drive Feel | Smooth, responsive ride | Underpowered | Agile but compact feel | Sluggish acceleration | Rugged but less refined on-road |
| All-Wheel Drive (AWD) | Not available | Optional | Optional | Optional | Standard |
| Best For | Value, tech, and everyday driving | Reliability, brand loyalty | City driving, tech lovers | Efficiency, Toyota fans | Outdoor adventure, AWD needs |
Burns Chevrolet: Your Destination for the Best Chevy Small SUV Deals
At Burns Chevrolet of Gaffney, we know what Upstate drivers want in a small SUV: practicality, technology, reliability, and affordability. The 2025 Chevrolet Trax delivers all of that and more.
We offer one of the largest inventories of Trax models in South Carolina and North Carolina, and we’re committed to helping you find the perfect one for your lifestyle and budget.

Whether you’re shopping for new cars or used cars near Gaffney, our friendly team is here to help every step of the way.
Why Choose the 2025 Chevy Trax?
- Affordability: One of the few small SUVs still available under $25,000 new.
- Style: Bold new design that turns heads from downtown Greenville to the backroads of Kings Mountain.
- Technology: Loaded with wireless smartphone integration, large touchscreen displays, and active safety features.
- Space: Roomy cabin and cargo area that easily handles weekend trips or school pickups.
- Fuel Economy: Up to 32 MPG on the highway—perfect for daily drives from Kings Mountain to Spartanburg.

Real Value, Real People, Real Savings
We know that buying a vehicle is a big decision. That’s why Burns Chevrolet makes it easy and transparent. Whether you’re browsing online or visiting us in person, you’ll get straightforward pricing, local expertise, and real customer service.
If you’re comparing the best small used SUV or considering the jump to a brand-new model, our team will walk you through financing, leasing, trade-ins, and more. Plus, we offer reliable cars under $20,000 that work for first-time buyers, students, families, and retirees alike.

Test Drive the 2025 Chevy Trax Today
Ready to experience the best small SUV for yourself? Stop by Burns Chevrolet off I-85 in Gaffney today and take the 2025 Trax for a spin. We’re confident you’ll be impressed by its comfort, features, and unbeatable value.
Come see why Burns Chevrolet of Gaffney is the #1 Trax dealer in the Upstate—and let us help you find your perfect small SUV today.
How Often Should I Get My Oil Changed?
If you’re asking yourself, “How often should I get my oil changed?”, you’re not alone. It’s one of the most common questions we hear at Burns Chevrolet of Gaffney, and for good reason. Staying on top of oil changes is one of the easiest—and most important—ways to protect your engine and keep your vehicle running smoothly for years to come.
The answer depends on your vehicle, the type of oil it uses, your driving habits, and your maintenance history.
General Oil Change Guidelines
Most modern vehicles today run on synthetic motor oil, which is designed to last longer and perform better than conventional oil. If your car uses synthetic oil, most manufacturers recommend an oil change every 7,500 to 10,000 miles.
If your car still uses conventional motor oil, the recommendation is a bit more frequent—about 3,000 to 5,000 miles between oil changes.
However, these are just general guidelines. You should always refer to your vehicle’s owner’s manual for the most accurate maintenance schedule. If you’re unsure, you can always speak with a service advisor at our service center in Gaffney for personalized recommendations.

Factors That Affect How Often You Should Change Your Oil
While the type of oil is a major factor, there are several others that can affect how often you should get your oil changed:
1. Your Driving Habits
Frequent short trips, stop-and-go traffic on I-85, or towing heavy loads put more stress on your engine. If you fall into this category, it may be wise to get your oil changed a bit sooner than the manufacturer recommends.
2. Climate and Road Conditions
Extreme heat, cold, or dusty conditions can also take a toll on your oil and engine. Since South Carolina summers can get hot and humid, regular oil change intervals are especially important to maintain engine health.
3. Your Vehicle’s Age
Older vehicles often require more frequent oil changes, especially if they’re running on conventional oil. Newer models with advanced engines and synthetic oils can usually go longer between changes.
Why Getting Your Oil Changed Matters
Motor oil lubricates your engine’s moving parts, reduces heat, and helps prevent wear and tear. Over time, however, oil breaks down, becomes dirty, and loses its effectiveness. When this happens, it can’t properly protect your engine, leading to:
- Reduced fuel efficiency
- Sluggish engine performance
- Increased emissions
- And in worst-case scenarios, major engine damage
That’s why routine oil changes are not just a good idea—they’re essential to your vehicle’s long-term performance.

Where Should You Get Your Oil Changed?
You might be tempted to swing by a quick oil change chain. But when it comes to your car’s health, we strongly believe it’s better to visit your local dealership—and here’s why.
At Burns Chevrolet of Gaffney, our factory-trained technicians do more than just change your oil. While your vehicle is in the shop, we also perform a 97-point inspection to catch any other issues that might threaten the wellbeing of your vehicle. We’ll check your tires, brakes, fluid levels, battery, and more to make sure everything is running like it should. We pay for our technicians to get the best training possible, and we even have Master Technicians on our team that are qualified to address major issues your car may be exhibiting.
Plus, we’re often more competitively priced—and even cheaper—than many quick-lube shops in the Upstate of South Carolina, with monthly service specials to save you even more.
Why Choose Burns Chevrolet of Gaffney for Your Oil Change?
Here’s what makes getting an oil change in Gaffney SC at Burns Chevrolet a better experience:
- Factory-trained technicians who can work on any vehicle make (not just Chevrolet!)
- Genuine GM parts and oil for long-lasting protection
- Multi-point inspection with every oil change
- Competitive pricing and service specials
- Complimentary coffee, water, and Wi-Fi while you wait
- Convenient Saturday hours (9AM-5PM)
- Online scheduling, call-ahead, or walk-ins welcome

Whether you’re a long-time customer or it’s your first time visiting, we strive to make your experience convenient, professional, and hassle-free. Schedule your next oil change here.
Many Customers Browse Vehicles While They Wait
One of the perks of getting your oil changed at Burns Chevrolet is that while you wait, you can take a look at our wide inventory of new cars and used cars in Gaffney.
It’s not uncommon for customers to come in for an oil change and end up thinking about trading in their current vehicle. Whether you’ve outgrown your car or you’re just curious about the latest models, we’re always happy to give you a trade-in evaluation on the spot.
If you’re visiting from nearby cities like Blacksburg, Spartanburg, Boiling Springs, or Shelby, NC, our friendly sales staff will be happy to show you the newest Chevrolet models like the 2025 Traverse or help you explore our affordable used vehicles for sale. Our used car lot in Gaffney often has popular models from brands like Toyota, Honda, Kia, Jeep, RAM, and Ford.

Frequently Asked Questions About Oil Changes
What happens if I wait too long to change my oil?
Waiting too long can cause oil to break down, leading to increased engine friction, heat, and wear. Over time, this can cause major engine damage and expensive repairs.
How can I tell if I need an oil change?
Look out for:
- Dashboard oil light
- Engine knocking or ticking sounds
- Dark, dirty oil on the dipstick
- Decreased fuel economy
- Strange smells or smoke
If in doubt, swing by our service center in Gaffney and we’ll take a look.
Can I switch between conventional and synthetic oil?
In most cases, yes—but it’s best to follow your vehicle manufacturer’s recommendations. Synthetic oil offers better protection and longer intervals, so many customers choose to upgrade for long-term savings.
Do I need an appointment?
No! While we recommend scheduling your service online or giving us a call at 864-761-0245, we also accept walk-ins. We’re even open on Saturdays to fit into your busy week.
Get the Right Service at the Right Time
At Burns Chevrolet of Gaffney, we believe in honest advice and top-tier service. Whether you need a quick oil change in Gaffney SC, help understanding your maintenance schedule, or you’re interested in used cars in Gaffney, we’re here to help.
We’re proud to serve drivers from Gaffney and surrounding areas like Boiling Springs, Shelby, Blacksburg, and Spartanburg, and we’re committed to keeping your vehicle running at its best.
And remember—routine maintenance like oil changes doesn’t just protect your vehicle, it protects your investment. Let our expert team give your car the attention it deserves.
Ready to take care of your next oil change? Schedule your service today. Or just stop by—we’d love to see you!

Visit Us Today
Burns Chevrolet of Gaffney is your trusted South Carolina Chevrolet dealer, offering everything from expert service to an unbeatable selection of new and used cars. Whether you’re here for an oil change or to explore trade-in options, you’ll experience top-notch service from a team that cares.
We’re located right in the heart of Gaffney and are proud to serve drivers from across Upstate South Carolina and nearby North Carolina towns. Come see why so many people trust Burns Chevrolet for all their automotive needs.
If you’ve ever bought a car, you probably went through a traditional financing process—taking out a loan, making monthly payments, and eventually owning the vehicle outright. That’s how most folks here in Gaffney and surrounding areas like Shelby, Boiling Springs, and Spartanburg have done it for years.
But what if there was another option? One that gives you lower monthly payments, access to a brand-new vehicle every few years, and no long-term commitment?
It’s called leasing, and while it’s not as well-known in our area, it’s becoming a popular alternative for drivers who like flexibility and simplicity.
As your trusted South Carolina Chevrolet dealer, we’re here to break down what leasing really means—and whether it might be a good fit for you.
What Does Leasing a Vehicle Actually Mean?
Leasing is basically a long-term rental. You drive a brand-new car for a few years, make monthly payments (usually lower than loan payments), and then bring the car back at the end of the lease. You don’t own the vehicle, but you get the benefit of driving a new one with little to no maintenance worries.
And if you love it when your lease ends? You often have the option to buy the vehicle and keep it.
At Burns Chevrolet of Gaffney, we’re making leasing more accessible than ever for customers across the Upstate. Whether you’re curious about the process or ready to test-drive, we’re happy to walk you through it step by step.

Why Lease Instead of Buy?
We’re not saying leasing is better than buying—it’s just different. And for the right driver, it can offer a lot of benefits.
Here’s why leasing might make sense:
- Lower monthly payments compared to financing the same vehicle
- You can upgrade to a new model every 2–3 years
- Factory warranty coverage usually lasts the full lease term
- Little to no long-term repair bills
- No need to worry about resale value down the road
If you like driving newer vehicles, don’t put a ton of miles on your car, or just want something simple and affordable, leasing is worth looking into.
Check out our current lease specials to see what’s available right now.
What Vehicles Can I Lease?
Just about every new Chevrolet model is available for lease, and we offer flexible terms to fit your driving habits and budget. Some of our most popular lease-friendly models include:
- Chevrolet Equinox – A compact SUV with comfort and tech for families or commuters.
- Chevrolet Traverse – Roomy enough for the whole crew and smooth on the road.
- Chevy Blazer – Sporty style and serious performance in an SUV package.
- Chevrolet Trailblazer – City-sized, fun to drive, and packed with features.
- Chevrolet Silverado 1500 – Legendary power and performance for work or play.
- Chevrolet Colorado – A capable midsize truck with a smaller footprint.
Want to see what’s available? Browse our new Chevy inventory now and filter by model, price, or body style.

How Much Does Leasing Cost?
Leasing usually comes with lower monthly payments than buying because you’re only paying for the part of the vehicle’s value you use during the lease term—not the full price of the car.
Here’s what can affect your lease payment:
- Vehicle price
- Lease length (usually 24–36 months)
- Annual mileage limit (common limits are 10,000–15,000 miles/year)
- Credit score
- Any cash down or trade-in value
We regularly offer Chevy lease specials that make it even more affordable. Visit our specials page to view current offers and see how leasing might fit your budget.

What About My Trade-In?
Good news—you can trade in your current vehicle when leasing a new one. The trade-in value can often be used toward your down payment or initial fees, helping lower your monthly lease even more.
Curious what your current car is worth? Use our online tool to find out how much your trade is worth. It’s quick, easy, and free.
What Happens at the End of a Lease?
When your lease term ends, you’ve got options:
- Return the car and lease a brand-new one
- Buy the vehicle if you want to keep it
- Simply return it with no further commitment
We’ll walk you through each option and help you decide what works best for your situation. Many of our customers love the experience so much, they lease again right away!
Is There a Mileage Limit?
Yes, leases come with a mileage limit, usually 10,000 to 15,000 miles per year. This helps keep lease payments low. If you drive more than that, don’t worry—you can often purchase extra miles upfront or pay a small per-mile fee at lease-end.
If you’re not commuting far or only use your vehicle around town—say to get from Gaffney to Spartanburg or to Lake Wylie on weekends—leasing might fit your lifestyle perfectly.

Can I Lease with Average or Low Credit?
You don’t need perfect credit to lease. In fact, many of our customers are surprised to find out they qualify for a lease even if they’ve never done it before. We work with a variety of lenders to help you get approved, and you can pre-qualify online in minutes with no impact on your credit score.
Why Lease from Burns Chevrolet?
As a local South Carolina Chevrolet dealer, we know how to make leasing work for drivers in our area—even if it’s your first time.
Here’s what you can expect from us:
- Straightforward, no-pressure conversations
- Transparent lease terms and options
- Competitive pricing and monthly specials
- A friendly, hometown team that’s here to help
From Forest City to York, we’re proud to serve drivers all across Cherokee County and beyond. Whether you want a dependable work truck, a stylish SUV, or a safe first car for a teen, leasing may be a smart way to get behind the wheel.

Get Started Today
Leasing might be new to you—but at Burns Chevrolet, we’re here to make it easy.
Start your journey here:
✅ Explore our Chevy lease specials
✅ Browse new Chevrolets for sale
✅ Find your trade-in value
✅ Pre-qualify for financing
Or stop by the dealership at 101 Peachoid Road in Gaffney, SC. We’re your go-to South Carolina Chevrolet dealer, and we’d love to show you how easy and affordable leasing can be.
If you’re thinking about buying a car for the first time or upgrading from your current ride, financing a pre-owned car can be a smart, affordable option. At Burns Chevrolet of Gaffney, we know that the process can feel overwhelming—especially if you’ve never done it before. That’s why we’re here to walk you through everything you need to know about financing a pre-owned vehicle, from getting approved to finding the best ride for your budget.
Whether you’re from Gaffney, Spartanburg, Shelby, or even up the road in Rock Hill or Greenville, this guide is designed to help you feel confident and prepared as you take the next step toward owning a car you’ll love.
What Does It Mean to Finance a Pre-Owned Car?
Financing a pre-owned car means you’re borrowing money from a lender to purchase a vehicle, then paying it back in monthly installments—usually with interest. It’s a great way to get a reliable vehicle without having to pay the full amount upfront.
At Burns Chevrolet, we make financing easy and transparent. You can apply for financing online or visit us in person, and our team will help tailor a monthly payment plan that fits your needs.

How Does Car Financing Work?
Here’s a simple breakdown of the financing process:
- Pick Your Vehicle: Start by exploring our wide range of used cars for sale, including popular brands like Ford, Nissan, and Chevrolet. We also offer a great variety of vehicles under $20,000.
- Apply for Financing: Fill out a credit application to see what loan options are available to you.
- Review and Get Approved: Once approved, you’ll be presented with loan terms including interest rate, loan amount, and repayment schedule.
- Make a Down Payment (Optional): While a down payment is not required for traditional financing, making one can help lower your monthly payments and improve your loan terms.
- Start Making Payments: After purchasing your vehicle, you’ll begin making monthly payments until the loan is paid off.
How Long Are Car Loans?
Car loans typically range from 24 to 84 months, with 72 months (six years) being a common choice for buyers. A shorter loan term means higher monthly payments but less interest paid over time. A longer loan term will lower your monthly payments but could result in paying more interest overall. The right loan length depends on your budget and financial goals.
Can I Pay Off My Car Loan Early?
Yes! Many lenders allow you to pay off your car loan early. Paying off your loan early can save you money on interest, shorten your loan term, and improve your financial flexibility. If you’re unsure, ask about prepayment policies when securing financing at the dealership.

How Do I Know I’ll Get the Best Rate From a Bank?
At Burns Chevrolet, we work with a wide network of local and national lenders to help secure competitive financing offers. This means we can compare multiple rates on your behalf, not just the one your bank offers. It’s like shopping around for the best deal—without the extra work.
Plus, we’ll take your credit profile, income information, and preferred payment into account to negotiate terms that work for you. Whether you’re buying a pre-owned car or a used truck, our team works hard to ensure you get the best rate available.
What is Loan-to-Value (LTV), and Why Does It Matter?
Loan-to-Value (LTV) ratio is a key factor that banks use when deciding whether to finance a vehicle purchase. It represents the percentage of the car’s value that is being financed, calculated by dividing the loan amount by the vehicle’s market value. For example, if a car is worth $20,000 and the loan amount is $18,000, the LTV ratio is 90%.
Banks typically prefer lower LTV ratios because they indicate less risk—meaning the borrower has more equity in the car. A higher LTV (above 100%) may result in higher interest rates or require a larger down payment. Keeping a lower LTV by making a strong down payment can improve your chances of approval and secure better loan terms.

Can I Finance a Car if I Have Bad Credit?
Absolutely. We understand that credit challenges shouldn’t hold you back from getting reliable transportation. That’s why we offer a Buy Here Pay Here program specifically for customers with bad credit, no credit, or past financial difficulties.
This program allows you to finance directly through us, skipping the bank altogether. It’s a great option for buyers in Gaffney, Blacksburg, Boiling Springs, and surrounding areas who may need more flexible terms or a fresh start. Keep in mind that Buy Here Pay Here financing does require a down payment.
What Are Some Tips for First-Time Car Buyers?
If this is your first time financing a car, here are a few tips to help make the process smooth:
- Check Your Credit Score: Knowing your score helps you understand what interest rates you might qualify for.
- Set a Budget: Consider not only the monthly vehicle payment but also insurance, maintenance, and fuel costs.
- Choose a Reliable Car: Look for a pre-owned vehicle with a strong service history and good reliability ratings.
- Consider a Down Payment: Even if it’s not required, putting money down can lower your monthly payments and total interest paid.
- Understand Your Loan Terms: Our finance team at Burns Chevrolet will explain interest rate, loan length, and any applicable fees, and they are happy to answer any further questions you might have.
Should I Trade In My Current Car?
Trading in your vehicle is a great way to reduce your out-of-pocket cost. At Burns Chevrolet, we make it easy to find out how much you can get for trading in your car. Just enter a few details online and get a real-time estimate from our trade-in value estimator.
You can apply that value toward your down payment, which can help lower your monthly payment or even reduce your loan term.

Why Choose Burns Chevrolet of Gaffney?
We’ve been helping South Carolina and North Carolina drivers finance their dream vehicles for years. Here’s what makes us different:
- Flexible financing for all credit types
- Trusted inventory from a variety of popular brands like BMW, Honda, and Jeep
- Wide variety of vehicles for sale under $20,000
- Transparent pricing from a trusted local dealership with a century-long history
From first-timers to seasoned buyers, our team at Burns Chevrolet of Gaffney makes the process clear, friendly, and fast. Just check out our Google reviews to see what our customers are saying!
Ready to Find Your Next Ride?
Let Burns Chevrolet of Gaffney help you take the wheel. Start by checking out our pre-owned cars for sale, new car inventory, or apply for financing right from your phone or laptop.
Have questions? Give us a call or stop by our dealership in Gaffney, conveniently located off of I-85. We’re proud to serve drivers from Spartanburg, Kings Mountain, Blacksburg, and beyond.
If you’re in the market for a stylish, versatile, and tech-savvy compact SUV, the 2025 Chevrolet Trax and 2025 Chevrolet Equinox are two excellent choices. At Burns Chevrolet of Gaffney, we understand that choosing between these two popular Chevy SUVs can be tough, which is why we’ve put together this in-depth comparison to help you find the best fit for your lifestyle. Whether you’re commuting to Spartanburg, road-tripping from Charlotte, or navigating the city streets of Greenville, these SUVs offer impressive features to enhance your driving experience in the Carolinas and beyond.
Size and Design

The 2025 Chevrolet Trax has been fully redesigned to offer a sleek, modern appearance with a slightly larger footprint than its predecessor. With a spacious interior and bold styling, the Trax is an excellent choice for those who want a compact SUV with a sporty vibe.
On the other hand, the 2025 Chevrolet Equinox remains a well-rounded option for those who need a bit more room, but not as much as the Chevy Traverse offers. It features a refined design with a slightly larger cargo area and more passenger space, making it a great choice for families or those who frequently travel with passengers.
Performance and Efficiency

Under the hood, the 2025 Trax comes equipped with a 1.2L turbocharged engine that delivers a peppy 137 horsepower while maintaining excellent fuel efficiency. This makes it a great option for city driving and highway cruising alike.
The 2025 Equinox offers a more powerful 1.5L turbocharged engine, producing 175 horsepower for those who want a little extra punch. With a smooth ride and confident handling, the Equinox is ideal for longer trips to the Blue Ridge Mountains or those who want a bit more capability on the road.
Gas Mileage
Fuel efficiency is an important factor for many SUV buyers, and both the Trax and Equinox offer competitive MPG ratings.
- The 2025 Chevrolet Trax delivers an estimated 30 MPG in the city and 32 MPG on the highway, making it an excellent choice for fuel-conscious drivers who want to maximize savings at the pump.
- The 2025 Chevrolet Equinox provides a balance of power and efficiency with 26 MPG in the city and 31 MPG on the highway, ensuring a smooth and economical ride.
For those looking to completely eliminate gas station visits, consider the all-electric Chevrolet Equinox EV, which offers cutting-edge electric performance and zero emissions while maintaining the versatility and style of the Equinox.
Technology and Features

Both the Trax and Equinox come packed with modern technology, including Google Built-In, which provides hands-free access to Google Assistant, Google Maps, and the Google Play Store. This feature allows you to navigate seamlessly, stream your favorite music, and control your vehicle’s functions with ease.
In addition, both models include Chevrolet’s latest infotainment system with a large touchscreen display, Apple CarPlay®, and Android Auto™ compatibility. If you’re looking for advanced tech features, you can’t go wrong with either SUV.
Safety and Driver Assistance
Safety is a top priority for Chevrolet, and both the Trax and Equinox are equipped with Chevy Safety Assist, which includes features such as:
- Forward Collision Alert
- Automatic Emergency Braking
- Lane Keep Assist with Lane Departure Warning
- Following Distance Indicator
- IntelliBeam Auto High Beams
The Equinox offers additional available safety features, such as Adaptive Cruise Control and a 360-degree camera system, which may appeal to those who want extra peace of mind on the road.
Cargo Space and Interior Comfort

For those who prioritize cargo space, the Equinox has the edge with a maximum cargo volume of 63.9 cubic feet when the rear seats are folded down. The Trax, while slightly smaller, still offers a generous 54.1 cubic feet, making it a great option for everyday errands or weekend getaways to the South Carolina coast.
Both models offer comfortable seating and premium interior materials, ensuring that drivers and passengers alike enjoy a pleasant ride. However, if you frequently travel with multiple passengers or need extra space for gear, the Equinox may be the better choice.
Affordability and Financing Options

The 2025 Chevrolet Trax is an incredibly budget-friendly option, with a starting MSRP of $20,500 for the LS trim. Higher trims, such as the 2RS and ACTIV, reach up to $24,500, offering premium features while maintaining affordability. This makes the Trax perfect for first-time SUV buyers or those looking for a stylish yet economical ride.
The 2025 Chevrolet Equinox is slightly more expensive, starting at $28,600 for the LT trim. Those looking for a sportier or more rugged design can opt for the RS or ACTIV trims, both starting at $33,000. The Equinox provides additional features and performance benefits that justify the price difference, including an available all-wheel-drive system for added capability.
At Burns Chevrolet of Gaffney, we offer a range of financing options to help you drive home in the perfect vehicle. Whether you’re interested in leasing or purchasing, our team is here to assist you with competitive loan rates and flexible terms. Don’t forget to ask about current incentives and dealer discounts that may help you save even more on your next vehicle.
Trade-In and Used SUV Options
If you’re considering upgrading to a new Chevrolet SUV, we make it easy with our trade-in process. Get a competitive offer online or in-person for your current vehicle and apply it toward your new Trax or Equinox.
Looking for an alternative SUV? Check out our selection of used Kia SUVs or used Jeep SUVs for more options that fit your budget and lifestyle.
Which SUV is Right for You?

- Choose the 2025 Chevrolet Trax if you want an affordable, stylish, and fuel-efficient compact SUV with modern tech features.
- Choose the 2025 Chevrolet Equinox if you need more space, additional power, and available premium features for added comfort and convenience.
Still unsure? We invite you to schedule a test drive at Burns Chevrolet of Gaffney to experience both vehicles firsthand and see which one suits your needs best.
Explore More Chevrolet SUVs
If you need even more space and capability, consider larger Chevrolet models like the Chevrolet Traverse or the Chevrolet Tahoe. These SUVs offer increased seating capacity, powerful engine options, and advanced features for those who require more from their vehicle.
Find Your Next Chevrolet SUV Today

Whether you’re looking for the compact efficiency of the Chevy Trax or the versatile performance of the Chevy Equinox, Burns Chevrolet of Gaffney has you covered. Browse our available new Chevrolets and affordable used vehicles in Gaffney today, and let us help you find the perfect vehicle for your lifestyle.Contact us today or stop by our dealership conveniently located near Spartanburg, Greenville, and Gastonia to explore our lineup in person. We look forward to helping you drive home in the Chevrolet SUV of your dreams!

