Buying a used car is a smart financial decision for many people, especially with the rising costs of new vehicles. However, one question inevitably follows: Should I buy an extended warranty on a used car? At Burns Chevrolet of Gaffney, we understand how important it is to make an informed decision about protecting your investment. This comprehensive guide will answer your questions, explain the differences between warranties and service contracts, and help you decide what’s right for your budget and peace of mind.
Understanding the Basics: Warranty vs. Service Contract
Technically, a warranty is something a manufacturer or dealer provides at no additional cost, guaranteeing the condition of a vehicle for a specific period. On the other hand, a service contract (often referred to as an “extended warranty”) is a product you purchase to cover certain vehicle repairs beyond the original warranty.
At Burns Chevrolet of Gaffney, we offer a range of extended service contracts tailored to the needs of our customers.
Extended Service Contract Options at Burns Chevrolet
We offer extended service contracts that include coverage ranging from 2-year/24,000-mile powertrain to more comprehensive or long-term options. These contracts are perfect for customers who want predictable vehicle expenses and protection from unexpected repair costs.
While extended service contracts don’t typically cover routine maintenance (like oil changes or brake pads), they often cover major repairs, such as:
- Engine issues
- Transmission repairs
- Air conditioning failures
- Electrical system malfunctions
The exact coverage depends on the level of service contract you select. Our team will walk you through your options to ensure you find the right coverage for your vehicle and budget.
Why Consider Buying an Extended Service Contract?
An extended service contract offers several benefits:
1. Peace of Mind
Unexpected repairs can be financially stressful. A service contract ensures you’re prepared for common mechanical failures.
2. Cost Control
With a service contract, you can better predict your vehicle expenses for the duration of the contract.
3. Customized Coverage
We offer tailored plans to match your vehicle’s age, mileage, and condition.
4. Convenient Financing
You can often roll the cost of your service contract into your vehicle financing.
When You Might Skip the Service Contract
While many of our customers appreciate the protection an extended service contract offers, it may not be the right choice for everyone. Consider skipping the service contract if:
- You’re comfortable taking the risk of unexpected repairs
- You have the savings to cover potential repairs out-of-pocket
- The vehicle you’re purchasing already has a long-lasting factory warranty
Ultimately, it’s about your comfort with risk and your financial flexibility.
Burns Chevrolet of Gaffney’s Four Tiers of Pre-Owned Vehicles
We classify our used inventory into four tiers to provide transparency and help you choose the best option:
1. Premium
- Newer model, typically 4 years or less
- Under 60,000 miles
- Most still carry a factory warranty
- Eligible for additional service contracts
2. Select
- Typically 5+ years old
- All vehicles include a 3-month/3,000-mile warranty
- Extended service contracts available
3. Confidence
- Great for customers with credit challenges
- All include a 3-month/3,000-mile warranty
- Easy in-house financing
- Compatible with our Buy Here Pay Here program
4. Last Chance
- Sold 100% As-Is with no warranty
- Priced to sell
- Customers are permitted to have these vehicles inspected by a mechanic of their choice
Regardless of the tier, every vehicle undergoes a 100-point inspection by our Certified Service center. We also provide a Carfax Report, and we’re proud to be a Carfax Lifetime Top-Rated Dealer, a testament to our honesty and transparency.
What Does a Used Car Warranty Cover?
Used car warranty coverage depends on the plan, but typically includes coverage of some or all of these:
- Powertrain coverage (engine, transmission, drive axle)
- Air conditioning and heating systems
- Electrical systems
- Steering components
- Suspension systems
- Fuel systems
Premium service contracts may even include roadside assistance and rental car reimbursement.
We tailor our service contracts to ensure you’re not overpaying for coverage you don’t need.
Used Car Warranty Prices: What to Expect
Used car warranty prices vary based on the vehicle’s make, model, age, mileage, and the coverage level you choose. Expect to see options ranging from a few hundred dollars for basic powertrain coverage to a few thousand for comprehensive bumper-to-bumper protection.
At Burns Chevrolet of Gaffney, our finance team will explain all your options clearly and transparently. We do not believe in high-pressure sales tactics. Our goal is to help you make an informed, confident decision.
Vehicle Financing & Buy Here Pay Here Program
Burns Chevrolet of Gaffney is proud to offer flexible vehicle financing solutions, including our Buy Here Pay Here program for customers who may have credit challenges.
We believe everyone deserves reliable transportation. Our team can roll the cost of an extended service contract into your vehicle loan, making it easier to protect your investment without stretching your monthly budget.
Service Center Support
When you purchase a vehicle from Burns Chevrolet of Gaffney, you can depend on our Certified Service center to provide top-quality maintenance and repair services. Should your vehicle need repairs covered under your service contract, you can conveniently schedule your vehicle service appointment online so our technicians can handle the work promptly.
We are here to ensure your vehicle stays in peak condition, whether it needs routine maintenance or more extensive repairs.
Nearby Cities We Serve
Burns Chevrolet of Gaffney proudly serves customers in:
- Gaffney, SC
- Spartanburg, SC
- Greenville, SC
- Shelby, NC
- Gastonia, NC
- Charlotte, NC
- Forest City, NC
- and beyond!
We invite you to visit us from any of these communities and experience the Burns Chevrolet difference.
Final Thoughts: Should You Buy an Extended Warranty?
The decision to purchase an extended warranty—or more accurately, an extended service contract—comes down to your personal comfort level with risk, your vehicle’s age and condition, and your budget.
For many used car buyers, a service contract offers invaluable peace of mind and financial predictability. For others, especially those with robust savings or who plan to trade in their vehicle quickly, it may not be necessary.
At Burns Chevrolet of Gaffney, our team is here to answer your questions, explain the fine print, and help you decide what’s right for you. Whether you’re buying a Premium model or a Last Chance deal, we’re committed to your satisfaction, safety, and confidence on the road.Ready to explore your options? Visit Burns Chevrolet of Gaffney today or browse our online inventory.
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